Protecting Contractors, Builders, and Tradespeople
Construction projects come with unique risks, from on-site injuries to property damage and contractor liability. At CRR Insurance Services, Inc., we specialize in customized construction insurance to protect your business, employees, and equipment—so you can focus on building with confidence.
Whether you're a
general contractor, roofer, electrician, plumber, or builder, our policies provide the
comprehensive coverage you need to stay protected.
Why Do Contractors Need Construction Insurance?
Working in construction and contracting comes with inherent risks that can lead to financial losses or legal liabilities. Without the right coverage, your business could be vulnerable to:
Property Damage
Accidents can happen on-site, leading to expensive repairs.
Employee Injuries
Protects against medical costs and lost wages if a worker gets hurt.
Lawsuits & Liability Claims
Shields your business from legal action due to job-related accidents.
Equipment Loss or Theft
Coverage for stolen or damaged tools and machinery.
Essential Coverage for Contractors & Construction Businesses
✔ Builders Risk Insurance
Covers materials, supplies, and structures under construction against damage from fire, theft, or natural disasters.
✔ Workers’ Compensation
Required for most businesses, workers’ comp covers medical expenses and lost wages for injured employees.
✔ Contractors’ Bonds & Surety Bonds
Ensure compliance with project contracts and provide a financial guarantee that the job will be completed.
✔ Commercial Auto Insurance
Covers
trucks, work vans, and construction vehicles from accidents, theft, and property damage.
Not sure what coverage you need? Our team will customize a plan tailored to your specific trade.
Who Needs Construction Insurance?
- General Contractors – Project managers and construction firms.
- Roofing, Framing & Concrete Companies – High-risk construction trades.
- Electricians, HVAC, & Plumbers – Specialized contracting businesses.
- Painters, Handymen & Low-Voltage Contractors – Independent tradesmen.
- Demolition & Excavation Companies – Heavy machinery operators.f.
If you work in the construction industry, insurance isn’t optional—it’s a necessity.
Frequently Asked Questions (FAQs)
Is construction insurance required for my business?
In most states, general liability insurance and workers' compensation are legally required for contractors.
How much does construction insurance cost?
Costs vary based on trade type, project size, and business revenue. We offer affordable, customized plans to fit your budget.
Do I need workers’ compensation if I have subcontractors?
It depends on your state. Some states require coverage for subcontractors, while others allow them to carry their own.
Why Choose CRR Insurance Services?
✔
Industry-Specific Coverage – Focused on
contractors, builders, and high-risk trades.
✔
Same-Day Certificate Processing – Get proof of coverage
fast, so you don’t experience project delays.
✔
Affordable, Competitive Rates – We provide
cost-effective solutions tailored to your business.
✔
Expert Claims Assistance – We handle claims
efficiently to minimize business disruptions.
Let’s find the right coverage for you—contact us today!
Get Construction Insurance Coverage Today
Don't leave your business unprotected. Stay compliant, safeguard your projects, and protect your employees with custom construction insurance from CRR Insurance Services, Inc.